Cheap Car Insurance Quotes
How to find the cheapest rates in your area
Cheap car insurance - we all want it, but how many car insurance quotes do we have to request to find it? From the little green gecko, to the lady in white with the annoying voice, every carrier claims to quote car insurance at the cheapest rates. They can't all be right - so we are here to help you find cheap car insurance to suit your specific situation.
The process is simple –
- Read through our insider tips telling you what the car insurance companies will give discounts for
- Enter your zipcode to check in real time which carriers are currently offering cheap car insurance deals in your area
- Request a car insurance quote from each carrier to see which gives the cheapest rate for your specific situation - some give discounts that others do not
- You are under no obligation to purchase anything
- Think of something to do with the money you just saved!
You don't have to spend a lot of time trying to locate the best insurance rates. At Cheap Car Insurance Quote Tips, we do the work for you. And we keep it simple.
Check out the following 11 discounts that can lower your car insurance premium today!
- Most companies will give full time high school or college students with a 3.0 or higher grade point average a discount. This discount could be as high as 15% on the primary vehicle that the student drives. If the premium for the student driver is one to two thousand dollars per year, a good student discount could be a savings of $150.00 to $300.00 per year. Multiply that by the number of years in school, and that will add up to a huge savings.
- A multi-car discount will lower the premium on each vehicle on the same policy. Some companies will sell you a separate policy for each vehicle and still give you the multi-car discount. Keep in mind there can be overhead or additional cost for each policy, so having all of your vehicles on the same policy could save you money and allow you to have cheap insurance.
- Some companies will give you an occupational discount depending on your educational background and job title. Teachers, Medical Professionals, Scientists, Engineers, Computer Professionals, Certified Public Accountants and other jobs that require a college degree, license, or certification.
- Lots of companies offer a 2% to 15% discount to active and retired members of the military.
- An anti-theft discount can lower the comprehensive portion of the policy premium. This is generally considered to be a system where your car can be located if it is stolen.
- Safety features in your car such as air-bags, anti-lock brakes, and day time running lights can entitle you to a discount.
- Purchasing car insurance and homeowners insurance from the same company will usually entitle you to a multi-policy discount. It could be as much as 15%.
- Department of Motor Vehicle certified mature driving courses are available for senior citizens and can lower your premium as much as 10%.
- Drive an environmentally friendly vehicle that runs on alternative fuel and some companies will give you a discount.
- Safe driving and defensive driving courses in some states can lower your premium up to 5%.
- And of course, maintaining a good clean driving record will allow your car insurance carrier to give you a good driver discount and keep your rates down.
Our online car insurance quote takes just a few minutes and then you will be provided rates from top companies that suit your needs.
Your savings could add up to $300.00 to $500.00 per year on your policy.
And if you're looking for cheap insurance remember; the best car insurance rate you found last year may not be the best car insurance rate you will find this year.
