Compare Free California Auto & Car Insurance Quotes and Save
If you're looking for cheap car insurance in California, we can help. California law requires all drivers to carry insurance on their vehicles and Cheap Car Insurance Quote Tips will help you find reliable insurance carriers who offer affordable car insurance quotes for California residents. You'll be able to pick and choose from several companies so that you can choose the one that best suits your needs.
Here is some information about how to get a cheap California car insurance quote:
If you're looking for cheap car insurance, California does have a program for low-income good drivers called the California Low Cost Automobile Insurance Program, or CLCA. To be eligible, you must
- be at least 19 years old and have had a driver's license continuously for the last three years;
- you must have a car valued at $20,000 or less;
- you must meet certain income requirements, depending on the size of your household (for example, a one-person household can have an annual income of no more than $27,075);
- and you must be what the state considers to be a "good driver" (no more than one "at fault" accident or more than one point for a moving violation in the last three years and you cannot have a felony or even a misdemeanor conviction for a violation of the California Vehicle Code on your vehicle record).
That's a lot of hoops to jump through if you’re looking for cheap car insurance quotes in California.
Still, you must have car insurance if you live in the Golden State. If, for example, you are in a car accident without California car insurance, you could see your driver's license suspended for four years. (You might be able to get it back within a year if you purchase insurance, however.) In addition, even if you have insurance but can't provide proof that you have it, you car can be impounded and you could receive a citation, possibly costing you several hundred dollars. If you later show proof of insurance in court, you can have your citation nullified. Be prepared to pay administrative fees, however.
Avoid this by purchasing cheap car insurance in California. Many companies offer a quite reasonable car insurance quote for California residents.
Let us help you get cheap car insurance for California.
We have done the research so that you don't have to - simply enter your ZIP code and we will tell you which companies are currently providing the best rates in your area. You are under no obligation to purchase any insurance from these providers - simply click through to get their quotes. We recommend requesting quotes from at least two or three carriers to see which is currently offering the cheapest insurance rates for your unique situation. Spending the time now will likely save you spending too much money on your insurance later!
Ensuring that you have adequate coverage is an important decision. Did you know, for example, that the minimum auto insurance requirements for any privately owned vehicle in California is:
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.
The insurance companies we've researched will work hard to help you find cheap car insurance in California. Just enter your ZIP code in the box to your right and get started saving money now!
