Compare Free Florida Car Insurance Quotes and Save
Purchasing cheap car insurance in Florida is a must and we hope you'll let Cheap Car Insurance Quote Tips help you find the right car insurance quotes for Florida automobiles. There's no charge to you and you'll receive information from several insurance companies all hoping you'll come to them for Florida car insurance.
Florida's insurance requirements are a bit less than those in other states. When looking for a Florida car insurance quote, you'll need to be sure to purchase these minimums:
You'll need to purchase a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL).
Personal injury protection insurance is there to protect you in case you're in an auto accident regardless if you, or the other driver, are at fault. This insurance also protects your children, other members of your household and other passengers who don't have PIP of their own, but only up to your PIP's limit. (So if you purchase the minimum PIP of $10,000, your maximum coverage is just $10,000; you may want to consider purchasing more coverage.)
PIP also covers you if you're riding in someone else's vehicle when you're in an accident, or if you get hit by a car when walking or bicycling.
Understand that the law requires you to purchase Florida car insurance for your automobile before you can receive a license plate and registration papers.
As you search for cheap car insurance in Florida, consider purchasing what is known as bodily injury liability (BIL). This insurance pays for serious or permanent injury or death to others when you cause a car crash. Your insurance company will pay for your victim's injuries up to the limits of your policy and also will provide legal representation should you get sued.
If you’re moving to the Sunshine State, you'll need to get a quote from Florida insurance companies licensed by the Department of Financial Services. You can't just maintain your insurance policy from your former state - you must purchase car insurance from a Florida agent. Many insurance companies have offices in every state; ask your current insurance agent to transfer your policy to one in Florida.
If you're not a full-time resident, you'll still need to find cheap car insurance for Florida if you visit the state for more than 90 days in a 365-day period. You'll need to purchase PIP and PDL protection.
Don't take a chance and not search for car insurance quotes in Florida -- the penalty is too steep if you're caught: Florida's Department of Highway Safety and Motor Vehicles can suspend your driving privilege, including your car's registration and license plate, for up to three years (or until you provide proof that you have insurance)! You'll also have to pay a $150 reinstatement fee ($500 for subsequent violations).
Don't get caught without insurance! Let us help you find affordable Florida car insurance rates. Just fill in your ZIP code in the box to your right and receive a list of Florida insurance companies eager to sell you a policy.
There's no obligation to purchase a policy from any firm; this is a free service that you may use to research the most affordable insurance rates for your situation.
Good luck and happy driving!
