Compare Free Indiana Car Insurance Quotes and Save
Indiana law requires that all drivers carry Indiana car insurance. If you're worried that you can't afford car insurance in Indiana, don't worry -- there are many insurance firms that are eager to provide you with Indiana car insurance quotes. In fact, there are so many that you may not know which company to contact first in order to find cheap car insurance in Indiana.
Which is where CheapCarInsuranceQuoteTips.com can help. Just place your ZIP code in the box to the right and we'll send you a list of insurance carriers offering affordable insurance policies, companies that are eager to do business with you! There's no need to worry that you must purchase insurance from one of these companies; this is a free service we provide and you're under no obligation to purchase anything.
Here are some things to keep in mind as you search for cheap car insurance. Indiana requires that all motorists provide proof of insurance whenever they are involved in the following instances:
- You're in a car accident that results in property damage of more than $1,000, or someone is injured or dies.
- You receive a traffic ticket in less than a year of "earning" two other traffic tickets.
- You commit a traffic violation that's considered a misdemeanor or felony.
- If you've had your driver's license suspended for failing to provide proof of insurance or proof of what Indiana calls "financial responsibility."
In addition, the Indiana car insurance card your carrier gives you does not constitute "proof." The state's Bureau of Motor Vehicles must have received electronic proof of your coverage from your carrier.
The minimum amounts of car insurance in Indiana you'll need are:
- $25,000 in liability coverage for injury to one person
- $50,000 in liability coverage for all bodily injuries
- $10,000 in liability coverage for all property damager caused by the accident.
These are just the minimums. It's always wise to get Indiana car insurance quotes for more than the minimum, in order to better protect your finances.
In addition, the Indiana Department of Insurance states that each new automobile liability policy must have uninsured and under-insured motorist coverage, unless you state in writing that you reject this. If you accept, your minimums are:
- $10,000 in property damage
- $50,000 for the bodily injury of under-insured motorists
- $25,000/$50,000 for the bodily injury of uninsured motorists
Don't risk going without auto insurance. If you're caught without insurance you could receive a 90-day or even a one-year suspension of your driver's license (in the case of a repeat violation within three years of the first). You'll then have to pay what is called a "reinstatement fee" of $150-$300, depending on whether this is a first or repeat offense. You'll also need to show proof that you now posses auto insurance.
Don't take the risk of driving without insurance! CheapCarInsuranceQuoteTips.com will help you locate Indiana auto insurance carriers who provide affordable car insurance. There's no charge for our service and you're under no obligation to purchase anything from any of the insurance companies whose names we provide. Just place your ZIP code in the box to the right and you'll be on your way to purchasing Indiana car insurance!
