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In fact, to help you in your Kentucky car insurance quotes research, here is some information about the minimum amount of auto insurance required by Kentucky law. The Kentucky Financial Responsibility law requires that drivers purchase at minimum: $25,000 in liability insurance for the bodily injury or death of any one person in one accident. $50,000 in liability insurance for the bodily injury or death of any two or more person in any one accident. $10,000 in property liability insurance for injury or destruction of the property of others in an accident. |
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Kentucky car insurance laws calls this 25,000/50,000/10,000 coverage and it means that your insurance company has insured you against loss in an accident in which you are at fault for up to those amounts.
Property and vehicle damage, as well as injuries to people, can cost quite a bit more, of course. If the damage totals more than the amount of your insurance, you will be liable for it. You may want to purchase more coverage than the minimum required to protect your finances.
A law enforcement officer may -- and probably will -- ask you to produce proof that you have car insurance in Kentucky whenever you have an accident or at a traffic stop. You also must show proof of insurance when you register a vehicle in Kentucky.
The penalties for not purchasing at least the minimum of insurance required in Kentucky could lead to you seeing you losing your vehicle's license plates as well as the suspension of your driver's license. In addition, if a law enforcement officer asks to see proof of insurance and you're unable to do so, you could face a fine between $500-$1000 and also be sentenced to 90 days in jail.
There's no need for that to happen. You'll easily be able to find cheap car insurance in Kentucky. CheapCarInsuranceQuoteTips.com can help you. Simply place your ZIP code in the box to the right and you'll quickly receive a list of insurance firms hoping you'll purchase insurance through them. These insurance carriers will be eager to work with you to find the policies that feet your particular needs. Remember, our service is free and you do not need to purchase anything from any of the firms on the list we send you.
Consumer advocate studies show that the first and foremost reason people are over paying their premium for insurance is that they don't take the time and effort to shop around and compare prices. You get the best rates when companies compete!
Don't wait any longer! There is absolutely no cost or risk to you - other than the extra money you are currently paying for your insurance.