Compare Free Missouri Car Insurance Quotes and Save
The "Show Me State" wants to make sure you show it your Missouri car insurance. The law in Missouri requires that everyone who owns or drives a motor vehicle have some kind of car insurance in Missouri (liability insurance). The reason? Too many residents are involved in accidents in which the drivers do not have enough -- or any -- coverage! This, the Missouri Department of Revenue says, "results in unpaid damage claims and higher insurance premiums for all Missourians."
CheapCarInsuranceQuoteTips.com can help you find cheap car insurance. Missouri, like every state, has carriers eager to provide Missouri car insurance quotes. Simply place your ZIP code in the box at the right and we'll send you a list of companies providing affordable car insurance. This is a free service and you don't have to purchase anything at all from any of the companies on the list you'll receive.
When checking on car insurance in Missouri, you should know the following:
You'll need to show proof of liability insurance when you register a vehicle you purchase or when you renew an automobile's or other motor vehicle's license plates. What is liability insurance? It's a type of Missouri car insurance that covers you legally when you cause an accident that results in injury or property damage.
Search for Missouri car insurance quotes and be mindful of the following minimum insurance requirements:
- Per person bodily injury: $25,000
- Per accident for bodily injury: $50,000
- Per accident for property damage: $10,000
You may find it wise to purchase more than the minimum because car accidents often can cost thousands of dollars more than your coverage. If so, you'll have to pay the difference out of your own pocket. In fact, the Insurance Information Institute recommends drivers purchase at least $100,000 in bodily injury protection per person and $300,000 per accident (this is known in insurance circles as 100/300).
Whether or not you purchase cheap car insurance in Missouri or a more expensive policy, you really should purchase insurance! If caught without proof of insurance the conviction will be placed on your driving record. Receive just eight points in 18 months and you could lose your privilege to drive in Missouri!
In addition, the court could "enter an order of supervision," which means the Tennessee Driver License Bureau will monitor whether or not you purchase -- and maintain -- the proper liability insurance.
Last -- and definitely not least -- the court could decide to suspend your driver's license all together. Missouri is lenient for those with a first suspension -- your suspension period is zero (0) days. But get it suspended again within two yeas and you won't be able to drive for 90 days. Your third suspension will see your license gone for one year.
You'll be able to get your license back once you show proof of insurance. You'll have to pay a reinstatement fee of $20-$400, depending on if it's your first suspension or your third (or more!).
There's absolutely no need for this to happen to you. Use the free service at CheapCarInsuranceQuoteTips.com to help you find cheap car insurance in Missouri. Place your ZIP code in the box to the right and you'll receive a list of affordable insurance carriers near you who would love to offer you some insurance quotes. Don't worry about having to buy something from one of the carriers -- you're under no obligation to purchase anything from anyone.
