Compare Free New York Car Insurance Quotes and Save
When looking for cheap car insurance, New York has many insurance companies from which to choose -- 270, in fact. It can be tough to wade through them but Cheap Car Insurance Quote Tips can help you find the right car insurance quote for New York motor vehicles quickly -- and free!
Some "fun facts" about finding a cheap New York car insurance quote:
You should know that, in case you're thinking of putting off researching car insurance quotes, New York requires that you can prove that you have an automobile liability insurance policy from an insurer licensed with the State Insurance Department at the minimal amount required by law before you can even register your car and obtain license plates.
So it's in your best interest to purchase New York car insurance as soon as possible after purchasing a car or moving to the state.
Whether you're looking for cheap car insurance in New York or a more costly policy, you should know that the Empire State's minimum liability insurance coverage is:
- $50,000 in personal injury protection liability insurance (also known as "no fault" insurance),
- $25,000 for bodily injury not resulting in death, or $50,000 for any injury resulting in death of one person,
- $50,000 for bodily injury not resulting in death of two or more people in any one accident, or $100,000 for injuries resulting in the death of two or more people in any one accident.
- $10,000 minimum for property damage liability protection for damage to another person's car or property.
You'll also need to purchase what is known as bodily injury protection. This covers you in the event you are injured in a car accident caused by an uninsured motorist. The minimum amount of insurance required is the same as for liability insurance mentioned above.
If you believe you can't afford insurance, think again: the penalty for not carrying car insurance is steep in New York:
- If you are convicted of operating an uninsured motor vehicle, or even letting someone else operate your uninsured car, your license will be revoked for one year. In addition, you'll have to pay the DMV an additional penalty of $750 to get your license back after that year
- There's also that "little something" known as a traffic fine. If convicted in traffic court of simply driving without insurance you could be fined up to $1,500.
Save yourself from this and research cheap car insurance for New York residents on this website. Simply enter your ZIP code in the box to the right. You'll soon get a list of insurance companies offering cheap car insurance quotes in New York. You're under no obligation to purchase any policy from any of these companies -- we offer them to you here for free so that you may research a New York car insurance quote.
Don't wait any longer; place your ZIP code in the box to the right and start saving money on car insurance today!
