North Carolina Car Insurance

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North Carolina car insurance became required in order to drive a car in the Old North State in 1957, making it one of the first states to make driving an uninsured vehicle illegal.

The state boasts that is has the largest state-maintained road system in the country, so if you want to take advantage of these roads, you're going to need car insurance in North Carolina.

When looking for cheap car insurance, North Carolina has many options available to you. In fact, CheapCarInsuranceQuoteTips.com can help you research car insurance quotes in North Carolina. Use our free service by placing your ZIP code in the box to the right to receive a list of insurance companies eager to serve you.

As you research car insurance quotes, North Carolina has some insurance laws of which you should be aware:

You must be sure to purchase continuous liability coverage to ensure your vehicle is covered until you terminate your car's registration. The insurance law, also known as the Vehicle Financial Responsibility Act of 1957, stipulates that you won't be able to register or even receive title to your car unless you provide proof of insurance.

The minimum North Carolina car insurance you'll need is:

  • $30,000 liability insurance for bodily injury for one person
  • $60,000 liability insurance for two or more people
  • $25,000 in property damage.


Don't think that the state's Department of Motor Vehicles won't know if you let your car insurance in North Carolina lapse: insurance companies are required by law to let the DMV know when you've stopped or cancelled your insurance.

Cancel or change your cheap car insurance in North Carolina, and once the DMV knows you've done so, it will send you a proof of insurance form to which you must respond. You'll have 10 days to do so. If you're just moving your insurance coverage from one company to another, you place that information on the form and send it in.

If you don't, you're at risk of losing your vehicle's license plate.

Should you lose your license plate, you'll have to provide proof of insurance on what is known as Form FS-1. You'll also need to pay a fee of $50-$150 (depending on how many times you've let your insurance expire) and pay a $50 service pay. You'll also have to pay a fee for the license plate.

Yet there's absolutely no reason not to purchase vehicle insurance. You'll be able to research several affordable car insurance quotes in North Carolina here at CheapCarInsuranceQuoteTips.com All you need do is to type your ZIP code in the box to the right and you'll quickly (within seconds) receive a list of insurance carriers eager to help you. Our service is free. In addition, we want to assure you that you're under absolutely no obligation to purchase any insurance from any of the companies.

It's all up to you. Start saving on your auto insurance today!

Consumer advocate studies show that the first and foremost reason people are over paying their premium for insurance is that they don't take the time and effort to shop around and compare prices. You get the best rates when companies compete!

Don't wait any longer! There is absolutely no cost or risk to you - other than the extra money you are currently paying for your insurance.

 


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