Compare Free Ohio Car Insurance Quotes and Save
Finding cheap car insurance in Ohio is not difficult. CheapCarInsuranceQuoteTips.com can help you find affordable car insurance no matter what your needs.
Let our free online service help you. We've researched companies offering an affordable Ohio car insurance quote so that you don't have to. Fill out the box to the right with your ZIP code and CheapCarInsuranceQuoteTips.com will send you a list of 10 carriers offering cheap car insurance for Ohio residents in just a short while. In addition, you're under no obligation to purchase from any of them.
As you search for a car insurance quote, Ohio has several requirements:
First of all, you must have proof that you have auto insurance if you're driving a car in Ohio. In addition, it's illegal in the Buckeye State for anyone who owns a motor vehicle to let anyone else drive that car without proof of insurance.
The minimum auto insurance requirements in Ohio are:
- $12,500 for bodily injury or death to one person in any one accident,
- $25,000 for bodily injury or death to two or more people in any one accident, and
- $7,500 for the property damage of others in any one accident.
A law enforcement officer can ask to see your proof of insurance whenever you're in an accident or during a traffic stop, or if you're found guilty in court when you've appeared for a traffic offense.
In addition, the Bureau of Motor Vehicles does random checks of insurance verification. It does so by mailing letters to a randomly selected five percent of those drivers registered in Ohio. If you receive such a letter, you have 21 days to send proof of insurance/financial responsibility to the BMV.
What’s the penalty for not having Ohio car insurance? First, you'll lose your driving privileges for at least 90 days (could go up to two years). Your license plates and vehicle registration will be suspended. Once you've shown proof of insurance, it will cost you a reinstatement fee of $75 for your first violation, $250 for your second and $500 for your third and subsequent violations.
As for the third and subsequent violations, you could see your vehicle forfeited as well as a five-year suspension of vehicle registrations.
Don't let that happen to you! With our help, find companies in Ohio for cheap car insurance.
As you search for insurance, follow these tips that will help you keep your cheap car insurance in Ohio as inexpensive as possible. In fact, you'll no doubt find that the Ohio car insurance quote you receive could go down even further if you follow them:
- Ask about a higher deductible. A deductible is the money you pay out after an accident before your insurance starts paying. If, for example, you choose to pay a $500 deductible instead of a $200 deductible, your premiums (your monthly payment) goes down. The higher your deductible, the less expensive your monthly cost will be.
- If your car is older think about not taking on comprehensive and/or collision coverage. Many experts believe if you car is valued at 10 times less than your premium; it may be a good idea to not take on comprehensive and collision insurance.
Today's a perfect day to receive an affordable car insurance quote; Ohio has many companies who are eager to work with you to craft an insurance plan that best suits you. Just type your ZIP code into the form to the right and get started saving!
