Oklahoma Car Insurance

And check out the following 11 discounts that can lower your Oklahoma car insurance premium today!

1. A multi-car discount will lower the premium on each vehicle on the same policy. Some companies will sell you a separate policy for each vehicle and still give you the multi-car discount. Keep in mind there can be overhead or additional cost for each policy, so having all of your vehicles on the same policy could save you money.
    
2. Some companies offer a 2% to 15% discount to active and retired members of the military.
    
3. Some insurance companies will give you an occupational discount depending on your educational background and job title. Teachers, Medical Professionals, Scientists, Engineers, Computer Professionals, Certified Public Accountants and other jobs that require a college degree, license, or certification.
    
4. Most insurance companies will give full time high school or college students with a 3.0 or higher grade point average a discount. This discount could be as high as fifteen percent on the primary vehicle that the student drives. If the premium for the student driver is one to two thousand dollars per year, a good student discount could be a savings of one hundred fifty to three hundred dollars per year. Multiply that by the number of years in school, and that will add up to a huge savings.
    
5. An anti-theft discount can lower the comprehensive portion of the policy premium. This is generally considered to be a system where your car can be located if it is stolen.
    
6. Safety features in your car such as air-bags, anti-lock brakes, and day time running lights can entitle you to a discount.
    
7. Drive an environmentally friendly vehicle that runs on alternative fuel and some companies will give you a discount.
    
8. Obtaining car insurance and homeowners insurance from the same company will usually entitle you to a multi-policy discount. It could be as much as 15%.
    
9. Department of Motor Vehicle certified mature driving courses are available for senior citizens and can lower your premium as much as 10%.
    
10. Safe driving and defensive driving courses in some states can lower your premium up to 5%.
     
11. And of course, maintaining a good driving record will allow your insurance carrier to give you a good driver discount and keep your rates down.