Compare Free Texas Car Insurance Quotes and Save
Did you know that Texas law states that you may not operate a motor vehicle unless you've established what the law calls "financial responsibility" for the vehicle? We can help you find cheap car insurance in Texas.
Use Cheap Car Insurance Quote Tips to help you find an insurance company that offers cheap car insurance quotes for Texas residents. When looking for cheap Texas car insurance, there are many companies who can help you.
Follow these tips to find a good Texas car insurance quote:
The days when people could drive in Texas without car insurance soon will be gone: TexasSure, also known as Texas' financial responsibility verification program, was created in 2005 when the Legislature told the state's departments of Public Safety, Motor Vehicles, Insurance and Information Resources to create a system to reduce the number of uninsured motorists (estimated then to be 20 percent of all drivers).
Together, the agencies put together a database that connects every registered vehicle in the state by its vehicle identification number (VIN), license plate and liability insurance policy. Which means if you don't have auto insurance now, you need to find cheap car insurance quotes; Texas authorities are now -- or soon will be -- on to you.
How? Police and highway patrol officers and other law enforcement officials (including tax assessor-collectors) can immediately access the TexasSure database to verify if you have insurance -- or not.
If you have a fraudulent insurance card, get a move on and get an insurance company to give you cheap car insurance quotes for Texas.
The penalty for driving without insurance:
According to the TexasSure website, "first time offenders are subject to a fine of up to $350, plus court costs, and may be assessed additional fees as authorized by Transportation Code Chapter 708. Repeat offenders face fines of up to $1,000 and a two (2) year driver license suspension."
Visit the TexasSure website for more information on the auto insurance requirements.
With these insurance requirements, Texas drivers have a minimum in liability coverage of:
- $25,000 per injured person,
- $50,000 for everyone injured in an accident, and
- $25,000 for property damage.
You also should know that car insurance quotes for Texas residents will need to go up January 1, 2011 to:
- $30,000 per injured person, and
- $60,000 for everyone who may injured in an accident.
The minimum liability insurance for property damage will remain at $25,000.
Let us help you find cheap car insurance in Texas. All you need to do is enter your ZIP code in the box at the right and you'll soon have information on several insurance carriers giving you car insurance quotes for Texas vehicles. Please know that you are not required to purchase any policy from any company -- this is a free service to you so that you can be well-informed when you go to purchase insurance. Just click through to the companies you choose to get more information.
Get started today saving money on auto insurance. Fill in your ZIP code now!
